Take Control of Your Direct Deposit
PaySplit lets you decide where your money goes. Set rules once, and we’ll handle the transfers every payday.
About Us
PaySplit is a tiny team obsessed with one idea: money should manage itself. We started PaySplit after repeatedly watching friends miss savings goals, overdraft on bills, and generally feel overwhelmed — not because they didn’t care, but because life is busy. Our product routes every deposit to the right places automatically, with rules you understand at a glance.
Our mission
- Make smart money choices the default, not the chore.
- Design tools that are calm, transparent, and friendly.
- Help every paycheck reflect your real priorities.
What we believe
- Simple beats clever — clarity first.
- Your money is your data; privacy is not a feature.
- Progress > perfection. Automate a little, then a lot.
How it works
- Connect your payroll or deposit account securely.
- Set rules like “50% bills, 30% savings, 20% fun.”
- We allocate every deposit instantly — you get notified.
Automatic Splits
- Allocate every deposit the second it arrives.
- Separate rails for fixed bills vs percent-based goals.
- Automatic “catch up” if a previous deposit was missed.
Rules Engine
- Percentages, fixed amounts, and caps/thresholds.
- Paycheck-aware dates (rent on the 1st, utilities after).
- One-click presets for common budgets.
Real-time Alerts
- Push, email, or SMS — your choice.
- Plain-language summaries of each allocation.
- Instant retries if a destination account is unavailable.
Whether you’re paycheck-to-paycheck or optimizing a healthy budget, PaySplit keeps the boring parts on autopilot so you can focus on the fun parts of life.
Pricing
Prices shown for illustration — subject to change during beta.
Security
Bank-grade encryption
TLS 1.3 in transit, AES‑256 at rest; keys rotated automatically.
No password storage
We use secure providers and session cookies; never store your bank creds.
Auditing & alerts
Every allocation is traceable with real‑time anomaly detection.
Support
We’re here to help via chat and email. Browse quick-start guides, or reach out for help setting up your first rules.